Colorado’s Approach to Reforming Health Care

As a result of the Affordable Care Act (federal health reform law), Colorado passed three laws to help expand health insurance access to more residents and provide a frame work for more Coloradans to be able to purchase health insurance.

Health First Colorado Expansion

Senate Bill 13-200 was signed in to law in 2013 and expanded Health First Colorado (Colorado’s Medicaid Program) coverage for low-income Coloradans to up to 133 percent of the Federal Poverty Level (FPL) (some earning more may still qualify) beginning on January 1, 2014. For more information visit the Department of Health Care Policy and Financing. 

Colorado Health Benefit Exchange

Senate Bill 11-200 was signed in to law in 2011 and created what is now the Connect for Health Colorado insurance marketplace. For more information visit Connect for Health Colorado.

 Alignment of Health Insurance Laws

House Bill 13-1266, Alignment of Health Insurance Laws, was signed in to law in 2013. The law aligns Colorado health insurance laws with federal law, providing consumers, insurance carriers, agents, and other stakeholders with one set of health insurance rules. It also creates the regulatory environment to support Connect for Health Colorado in becoming a new marketplace for health insurance. For more information visit the Department of Regulatory Affairs, Division of Insurance.