How do the premiums for 2015 plans compare to the 2014 plans?

The average increase for premiums statewide Affordable Care Act (ACA)-compliant plans is only 1.18 percent. For individual plans, the statewide average is an even smaller increase, 0.71 percent, while for the small group plans, the average increase will be 2.53 percent.

These are statewide averages, which mean they include larger increases and decreases, as well as all of the variability across all of the plans for the state. Premiums will vary based on where one lives, age, tobacco usage and plan type (bronze, silver, gold, platinum). Variation also exists between insurance carriers.

Consumers will need to look at the specific details for the plans available in their area.