What is Minimum Essential Coverage (MEC)?


Under the Affordable Care Act (federal health care reform law), most individuals are required to have qualifying health care coverage, known as minimum essential coverage (MEC), or pay an Internal Revenue Service (IRS) federal tax penalty.

Child Health Plan Plus (CHP+) and most Health First Colorado (Colorado’s Medicaid Program) plans are two kinds of MEC. Read about other types of health coverage that qualify as MEC.