Will these rates be what consumers will actually pay for 2015 health plans?

Yes, but these do not take into account consumers’ eligibility for federal tax credits that help to reduce the cost of premiums. These tax credits, called Advance Premium Tax Credits or APTC, are only available if coverage is purchased through Connect for Health Colorado, the state’s health insurance exchange. Eligibility for the APTC is based on household income.

As of August 31, 2014, 84,700 Coloradans qualified for federal tax credits or other financial assistance by purchasing insurance through Connect for Health Colorado. Consumers can visit www.connectforhealthco.com or call 1-800-752-6749 for more information about APTC.