Cost Sharing

The share of costs covered by your insurance that you pay out of your own pocket. This term generally includes deductibles, co-insurance, and co-payments, or similar charges, but it doesn’t include premiums, balance billing amounts for non-network providers, or the cost of non-covered services.

Cost-sharing in Health First Colorado (Colorado’s Medicaid Program) and Child Health Plan Plus (CHP+) can include premiums, co-payments and enrollment fees. Some individuals who qualify for Health First Colorado or CHP+ may be exempt from cost-sharing.