Young Adult Coverage

In 2010 the extension of dependent coverage to age 26 went into effect, providing insurance coverage to more than 50,000 young adults in Colorado.

The health reform law contains a provision that requires private insurers to continue dependent coverage of children until age 26.

Under the law, a young adult can qualify for coverage even if he or she is:

  • no longer living with a parent,
  • not a dependent on a parent’s tax return, or
  • no longer a student.

Both married and unmarried young adults can qualify for the dependent coverage extension, although coverage does not extend to a young adult’s spouse or children.

Young adults also cannot be charged more for coverage and must be offered the same benefits package as similar individuals who were already covered.